Eviction Moratorium Extended; Emergency Rental and Mortgage Assistance is Available
The Centers for Disease Control and Prevention has extended the federal eviction moratorium through July 31, 2021, providing renters with more time to secure emergency assistance with rent, utilities and other housing costs. Because the federal moratorium is unlikely to be further extended, AAAs should proactively inform older adults that emergency assistance is available and urge quick action to avoid evictions.
Referrals to programs and legal services or help with the application process are also important services for renters. The Consumer Financial Protection Bureau's (CFPB) emergency rental assistance guide is an easy way to find state and local programs to learn about their requirements. These programs also have eviction prevention and diversion support, housing counseling and other housing stabilization services.
Homeowners who have a COVID-19–related difficulty with making mortgage payments may be able to attain mortgage assistance. The CFPB has an informational guide about mortgage forbearance and relief. The application deadline is September 30, 2021, so now is the time to inform, refer and assist older adults and caregivers.